Real estate appraisal services for homeowners in the city of Hampton and Rockingham CountyHere are the top seven reasons why New Hampshire homeowners hire Harbor Appraisal Group LLC:
We at Harbor Appraisal Group LLC understand the special needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a consumer, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our findings. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Harbor Appraisal Group LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value opinion than yours.Challenge property tax assessmentsLet's say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Harbor Appraisal Group LLC is your chief weapon when contesting your property tax assessment.Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to save money for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping homeowners just like you get rid of unneeded PMI insurance.HELOC recently frozen?If your home is close to a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Harbor Appraisal Group LLC can provide you with efficient appraisal to help you reinstate your home equity line of credit.We Offer Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for preciseness or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Harbor Appraisal Group LLC offers field reviews where we go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home. |
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